How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

Your Cleveland, Ohio home loan experts

We’ll be with you every step of the way

2160 Superior Avenue Cleveland, OH 44114 Branch NMLS #3029 Phone (855) 736-5532 Get Directions
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Purchase
- Refinance

As the Cleveland, OH, branch of America’s #1 Retail Mortgage Lender, my team helps thousands of families every year obtain affordable homeownership. When you work with us, you will never feel like another loan number you will feel like you are part of our family. We want to help you and your family feel the same way.

A smooth home financing experience starts with communication. From application to closing and beyond, we’re committed to being there for you, always answering your questions and letti

Guides and resources

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Testimonials

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Meet our team

Branch Leader

Richard Miller

Senior Loan Officer
NMLS #1400130

2160 Superior Avenue
Cleveland, OH 44114

Apply Now Visit My Website

Anthony Soss

Sr. Loan Officer
NMLS #130763

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-262-3826

Apply Now Visit My Website

Steven Candow

Inside Loan Originator
NMLS #218530

2160 Superior Avenue
Cleveland, OH 44114

Apply Now Visit My Website

Carlos Lugo

VP Of Mortgage Banking
NMLS #1529434

2160 Superior Avenue
Cleveland, OH 44114

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Glenn Nimmo

VP Of Mortgage Banking
NMLS #112201

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-262-3481

Apply Now Visit My Website

David Pickering

Inside Loan Originator
NMLS #12134

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-584-0984

Apply Now Visit My Website

Patrick Pisano

Inside Loan Originator
NMLS #1509308

2160 Superior Avenue
Cleveland, OH 44114

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Michael Poldruhi

VP of Mortgage Lending
NMLS #920155

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
mobile 216-906-3833

Apply Now Visit My Website

Chad Smith

Originating Branch Manager
NMLS #1366875

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-262-3915

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James Thamann

Senior Loan Officer
NMLS #114716

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-262-3537

Apply Now Visit My Website

Sharon Treska

VP of Mortgage Lending
NMLS #363112

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 440-341-2739

Apply Now Visit My Website

Branden Walsh

VP Of Mortgage Banking
NMLS #1713482

2160 Superior Avenue
Cleveland, OH 44114

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Chandler Warren

Loan Officer
NMLS #1772023

2160 Superior Avenue
Cleveland, OH 44114

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Chad Yarina

Inside Loan Originator
NMLS #1897619

2160 Superior Avenue
Cleveland, OH 44114

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Amari Ngunjiri

Sr. Loan Officer
NMLS #1963214

2160 Superior Avenue
Cleveland, OH 44114

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Anthony Crawford

VP Of Mortgage Banking
NMLS #2023057

2160 Superior Avenue
Cleveland, OH 44114

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Joseph Ratcliff

Inside Loan Originator
NMLS #204411

2160 Superior Avenue
Cleveland, OH 44114

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Milan Brkovic

VP Of Mortgage Banking
NMLS #2223920

2160 Superior Avenue
Cleveland, OH 44114

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Nicholas Smith

Loan Officer
NMLS #2328036

2160 Superior Avenue
Cleveland, OH 44114

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Tony Perrine

Inside Loan Originator
NMLS #2108577

2160 Superior Avenue
Cleveland, OH 44114

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Michael Frias

Loan Officer
NMLS #2449760

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 877-351-3400

Visit My Website

Skylr Corsaro

Loan Officer
NMLS #2549844

2160 Superior Avenue
Cleveland, OH 44114

[email protected]
tel 877-351-3400

Visit My Website

Simon Todd

Inside Loan Originator
NMLS #82096

2160 Superior Avenue
Cleveland, OH 44114

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Sally Originator

NMLS #888119

2160 Superior Avenue
Cleveland, OH 44114

[email protected]

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Bradley Randolph

Inside Loan Originator
NMLS #2328032

2160 Superior Avenue
Cleveland, OH 44114

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Devin Brewer

Branch Training Team Lead / Senior Loan Officer
NMLS #1963200

2160 Superior Avenue
Cleveland, OH 44114

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Our support staff

Andrew Stevenson

Senior Loan Officer

Tayler King

Processing Team Lead

Andrea Godec

Sales Assistant

haley vidmar

[email protected]
tel 877-351-3400

Lori Manco

Senior Loan Processor

Joseph Costanzo

Senior Loan Officer

Paul Couture

Senior Loan Processor

[email protected]
tel 877-351-3400

Missy Halutick

Senior Loan Processor

[email protected]
tel 877-351-3400

Donald Jacobus

VP of Lending

[email protected]
tel 877-351-3400

Morris Stevens

Branch Marketing Specialist

[email protected]
tel 877-351-3400

Emily Kittelberger

Loan Set Up

Justin Hazen

Loan Officer

[email protected]
tel 877-351-3400

Kaylee Halutick-Smith

Senior Loan Processor

[email protected]
tel 877-351-3400

Michael Martin

Outside Loan Originator

Levi Singer

Loan Officer Assistant

Jesse Paletta

Inside Loan Originator

Richard Brisson

Inside Loan Originator

David Beattie

Loan Processor

Brooke Burdecki

Loan Processor

Tammy Thayer

Loan Processor

Jeffrey Ciprich

Production Manager

[email protected]
tel 216-877-0973

Marissa Olczak

Submission Processor

Audrey Oas

Junior Loan Processor

Jonathan Delorenzo

Branch Marketing Manager

Larry Hufstetler

Customer Service Representative

Celina Karkan-Rosario

Submission Processor

Jordan Jonke

Loan Processor

Sarah Schluederberg

Senior Loan Processor

Emmett Schreiber

Sales Assistant

Francis Pacetti

Branch Marketing Specialist

Reginald Burris

Customer Service Representative

[email protected]
tel 877-351-3400

Grant Moon

VP of Consumer Lending

[email protected]
tel 877-351-3400

Emiko Ramos

Loan Coordinator

[email protected]
tel 877-351-3400

Karren Leamar Jaralve

Loan Coordinator

[email protected]
tel 877-351-3400

sibi2 chakravarthy

[email protected]
tel 877-351-3400

Ben Merold

Loan Officer

Kate Vogt

Submission Loan Processor

Sharla Williams

Loan Opener

[email protected]
tel 877-351-3400

Hailey Pucella

Jr. Loan Processor

Bobby Orr

Customer Service Specialist

[email protected]

Michael Mutschler

Loan Officer

[email protected]

Jessie Dumangcas

Loan Coordinator

[email protected]

Trey Grudzien

Loan Officer

[email protected]

Janice Rivera

Loan Officer Assistant

[email protected]

Kaden Cantrell

Loan Processor Assistant

[email protected]

Riza Gamutan

Loan Coordinator

[email protected]

Ana Recamara

Loan Assigning Assistant

[email protected]

Claire Dinio

Loan Assigning Assistant

[email protected]

Charizze Carrillo

Loan Coordinator

[email protected]