Your Fairfax, Virginia home loan experts
Arizona’s #1 Retail Mortgage Lender
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- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:30PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
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- Condo Mortgage
- Conventional Loan
- Home Equity
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As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
rnHome financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
rnOur team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.
Meet our team
Branch Leader
Gina Myers
- Regional Vice President / Originating Branch Manager
- NMLS #898712
- [email protected]
- mobile 111.222.3232
- tel 2242222223232
- fax 2242222223232
Gladys Reyes
- Pre-Approval Specialist *Yo Hablo Espanol*
- NMLS #1825805
- 12700 Fair Lakes Circle
- Suite 460
- Fairfax, VA 22033
Our support staff
Kevin Moynihan
Loan Officer AssistantGuides and resources
Testimonials
My Videos
My social posts
Calculate your DTI ratio to see how much house you can afford
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
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Frequently asked questions
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Non-QM loans use expanded home financing criteria to give borrowers income and credit flexibility. From qualifying with bank statements or 1099 income to purchasing investment properties, Non-QM loans open doors to homeownership many don’t realize are available.
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Also known as Investor Cash Flow loans, DSCR loans are designed to help real estate investors secure financing with their rental property’s cash flow. Instead of relying on personal income, DSCR loans use the debt service coverage ratio (DSCR) to qualify.
DSCR is calculated by dividing the monthly rental income by principle, interest, property taxes, homeowners insurance and association dues.
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Since Non-QM loans don’t follow traditional guidelines, they’re considered riskier. That’s why lenders often require a higher down payment, interest rate and other terms.
But Non-QM loans are a safe financing option that benefits many homebuyers. Talk to a CCM loan officer to learn what’s right for you.