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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Conventional Loan
- FHA Loan
- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Nayara Negrelli
- Senior Loan Officer
- Peabody, MA Mortgage Loan Officer
- NMLS # 2086722
Hello, I’m Brenda Casas. I am a mom, a wife, and someone who truly enjoys helping others achieve their goals.
I was born in Colombia, and my life has taken me to Australia, Los Angeles, and now to Henderson and Las Vegas—where I have built my home. I speak both Spanish and English, so I can guide you through the entire process with clarity and a personal touch.
I am passionate about helping you buy your home—whether it’s your first residence, your next family home, or an investment property. I know this is a very important decision, which is why I want you to feel secure, well-informed, and supported every step of the way.
I work with the number one retail mortgage lender in the United States, which allows me to offer you solid and reliable options. On a personal note, I enjoy traveling with my husband and son, as well as running marathons—something that has taught me discipline, consistency, and focus.
I am here to help you every step of the way.
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Nayara’s testimonials
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.