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What is a DSCR Loan?
A DSCR (debt service coverage ratio) loan, or Investor Cash Flow loan, is a non-QM loan that allows you to qualify for a home loan without relying on personal income. DSCR loans are perfect for real estate investors who can secure a real estate loan based on their rental property’s cash flow, not their income tax returns or other financial paperwork. Here’s how a DSCR loan works and what it takes to qualify..
Learn MoreHome equity loan
Use your home’s equity as collateral to get either a line of credit (HELOC) or a one-time payment with a second mortgage. Then use the cash for anything from college tuition to major renovations. It’s yours. Use it how you want.
Learn MoreMortgage refinance
If mortgage interest rates are lower than when you purchased your current home, you could save money by refinancing with CrossCountry Mortgage.
Learn MoreBuy a home
Buying a home is a big decision. But you don’t have to do it alone. We stand by you every step of the way, so you confidently go from home shopping to homeowning. For the first-time homebuyer, the property investor, or the second home seeker, start your journey with us.
Learn MoreWhen Will Mortgage Rates Go Down?
Understand factors that predict when mortgage rates will go down in 2024. Learn how the Consumer Price Index (CPI) and FOMC meetings impact mortgage interest rates.
Learn MoreHome Organization Tips For The School Year
Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.
Learn MoreWhat Is A Home Equity Line Of Credit (HELOC)?
Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.
Learn MoreMortgage Rates: How To Prepare For A Drop
Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.
Learn MoreWhat Planting Zone Am I In?
Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.
Learn MoreLoans For Home Improvement
Discover how to finance home improvement projects with ease. Learn about the different loan options available, qualification requirements, and the application process.
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